8 Best Online Payment Gateways In India 2024 – Easily Use

8 Best Online Payment Gateways In India
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As today’s young generation of people is trying to start different types of businesses, they are appreciating the aspects of e-commerce business. If you intend to provide a specific product or service, you must do a few things.

For example, you need to create an e-commerce website through which you can display all your products in front of the target audience and sell them. But do you know that you have to face various problems while receiving payment? Do you know which type of payment gateway in India can help you avoid such problems?

Also, In most cases are seen that people face problems while making payments and cancel the entire order. We have some suggestions so that such problems do not happen to you and your company. Learn about the options that have been identified as the best payment gateways in India by a large number of consumers.

What is a Payment Gateway Option?

Before taking the discussion further we need to know about the payment gateway in India definition. Normally when you shop online you are given an option of online payment. Usually, you use this type of option through a credit or debit card.

All the mediums through which such work is done are called free payment gateways. For example, the names of various popular payment options in India are Paytm, Google Pay, PhonePay, and many more are connected with such gateways. Such applications are developed to make your online payment process easier.

However, Especially for those new traders who are running their business by developing e-commerce sites, it is very important to know about such options and apply the right option to their business.

Best Payment Gateway Options In India

Payment gateway India options are certainly at the peak of popularity in India right now. We can now discuss the best India payment gateway options to help you with this task.

1. PayU


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We have found from research comparing different payment gateways in India options that this is the most used and popular option. This offer supports 150+ modes of payment including UPI, net banking, debit and credit cards, and static and dynamic QR.

With its innovative and popular technology, PayU offers payment gateway services to e-commerce businesses, serving to over 4000 merchants. It is extremely easy to install and free.

PayU Accepted Payment Methods

PayU India accepts over 150 payment modes, including

  • Digital wallets – Paytm and more
  • Credit and debit cards – Visa, Mastercard, RuPay, American Express, and more
  • UPI
  • Net Banking
  • EMI
  • BNPL


  • 150+ payment modes
  • For real-time payment tracking and management get a single dashboard view
  • 24×7 customer support
  • Highest direct integration with banks and networks


  • Trusted by more than 5 lakh businesses
  • Local and global reach
  • Easy integration and user-friendly interface

2. CC Avenue – Gateways in India

top 10 Payment Gateways

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When comparing other online top payment gateway alternatives, you will find that this is one of the highest ranked payment gateway options in India. The purpose of this application’s modern look is to handle the many kinds of financial transactions that occur through e-commerce websites.

For security-related reasons, the company developed FRISK (Fraud and Risk Identification System & Knowledge). This offers a secure and safe setting for payments. There are no withdrawal fees, which is the amazing feature of this payment gateway.

CC Avenue Accepted Payment Methods

  • 200+ payment methods including EMI options
  • 97+ debit cards
  • 58+ net banking
  • 6+ credut cards, etc.


  • Mobile payments
  • Fraud detection system
  • 24/7 support
  • Invoice generation


  • These gateways in India available in up to 18 Indian languages
  • Provides a retry option to reduce the number of payment failure

3. Razor Pay

Payment Gateways In India

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Razorpay is very familiar to all the traders in India who are already aware of the benefits of e-commerce sites. The best thing is that any new and small merchant can also use this app to build their payment gateway in India. Because it is as easy to install as well as it is reasonable. It has several features that make it one of the most popular payment gateway options in India.

Razorpay Accepted Payment Methods

This app provides over 100 payment methods, that are preferred choices in India, including

  • Digital wallets – PhonePe, PayPal, Amazon Pay, PayZapp, MobiKwik, FreeCharge, and more
  • UPI – PhonePe, Paytm, Google Pay, Amazon Pay, and more
  • Credit and debit cards – Visa, Mastercard, RuPay, Maestro, American Express, Diners Club
  • Net Banking – ICICI, Kotak, Axis and more
  • EMI
  • PayLater


  • 100+ payment modes
  • 24/7 support
  • Invoice payments
  • Easy integration


  • Fast and secure payments.
  • Real-time currency conversion is possible
  • Top payment gateway in India with zero setup cost

4. Paytm

Paytm Best payment gateway In India

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We are sure that no one is unfamiliar with the name Paytm. With over 300 million users, Paytm is a popular payment app in India. This application is used nowadays for most financial transactions such as regular expenses like shopping, bill payment, mobile top-ups, sending money to friends and family, and even making movie and airline ticket reservations. The popularity of this payment gateway free is seen in every business and personal use from small to big. Installation is free and no annual fee has increased its acceptance to everyone.

All types of clients can simply comprehend how to make a payment using the payment gateway’s design. In India, only the Paytm Payment Gateway offers 0% transaction fees for accepting UPI payments.

Paytm Accepted Payment Methods

  • Digital wallet – Paytm
  • UPI
  • Debit and credit cards – Visa, Mastercard, Maestro, American Express, Diners, RuPay and more
  • Net Banking
  • EMI


  • Instant activation
  • Easy integration
  • 100+ payment sources
  • India’s most widely-used checkout


  • Supports all domestic credit and debit cards
  • Excellent user-interface
  • Faster transactions

5. Cash Free

Cash Free Payment Gateway of India

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Users can send and receive money both inside and outside of India with Cashfree Payments, a feature-rich payment platform. Delayed payments, refunds, reconciliation, instant settlement, and other advanced abilities are among its features. Paying large amounts at once is possible with Cashfree, making it easier to use and operating more quickly than banks.

It is certainly an acceptable UPI payment gateway solution for many companies using e-commerce CMS systems. For example, Ola, Med Life, Cred, and Zomato are all famous companies that provide proper services for payment transactions.

Cashfree Payments Accepted Payment Methods

  • Digital wallets – Paytm, PhonePe, PayPal, Amazon Pay and more
  • UPI
  • Credit and debit cards
  • Net Banking
  • EMI
  • Pay Later


  • No setup cost
  • High security
  • Auto collection of payment
  • Instant refund
  • Fraud checking
  • Low transaction fee


  • Allows multi-currency processing
  • Invoice generation
  • Website and application integration

6. Instamojo

Instamojo-online payment gateway

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One of the greatest ways to pay for digital files, tickets, services, merchandise, music, movies, and other items is through Instamojo. Payment processing is fast and safe because of bank-level security.

This payment gateway allows merchants to take payments on social media platforms including Instagram, WhatsApp, and Facebook. Additionally, this gateway enables retailers to receive payments by Instamojo username, email, and SMS.

Instamojo Payment Accepted Payment Methods

This payment mode provides over 100 online payment methods. Among those are the following

  • Digital wallets – Mobikwik, Freecharge, OlaMoney, and JioMoney
  • Credit and debit cards – all major brands
  • UPI
  • Net Banking


  • Online store
  • 100+ payment modes
  • Live chat facility


  • Zero setup fees
  • Allows sharable payment links
  • Smooth user-interface

7. Google Pay

G pay-online payment gateway

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With the click of a button, Google Pay enables your customers to make payments using payment methods that are saved to their Google Account. Gpay has established partnerships with numerous Payments Service Providers (PSPs) globally to streamline Google Pay execution.

Utilizing your current bank accounts, send and receive money instantaneously. No more paying fees for withdrawals or reloading mobile wallet balances. It is your money, simplified. Among other gateways in India, most people prefer to use this. 

Google Pay  Payment Accepted Payment Methods 

  • UPI
  • Credit card
  • Debit card
  • Net Banking
  • Wallets
  • Bill Payments and Recharges


  • Secure Transactions
  • Multiple Payment Methods
  • Bill Payments and Recharges
  • Offers and Rewards
  • Customer Support


  • Transaction history and Insights
  • Simple and Intuitive Interface
  • Compatibility with Google Services

8. MobiKwik – Gateways in India


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The MobiKwik Payment Gateway provides payment options with a very mobile-friendly user interface and checkout design for both individual users and business enterprises. Therefore, MobiKwik Payment Gateway is one gateway that satisfies the needs of any sort of payment made to individual accounts or businesses to start successful, secure, and safe financial transactions, regardless of the size of your organization or the nature of usage.

MobiKwik Payment Accepted Payment Methods 

  • Credit cards
  • Debit cards
  • Wallets
  • International cards
  • UPI and EMIs


  • Auto read OTP
  • Advanced security
  • Website and mobile payment


  • Multiple payment options
  • Mobile friendly, user-interface and user experience
  • Website analytics to check data


In conclusion, we may say that payment gateways are really important to conduct a successful business. It is crucial to be aware of these possibilities and to use the best one for their business, particularly for young entrepreneurs conducting their operations through the creation of e-commerce websites.

About the author

Ramya V

Ramya. V a dedicated and talented writer started content writing in 2022. With over two years of professional experience in writing articles, blog posts, guest posts, and website content for SEO, she is now writing content for affiliate marketing. She will analyze the current trends and write content accordingly.


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