{"id":9816,"date":"2024-11-06T18:08:33","date_gmt":"2024-11-06T12:38:33","guid":{"rendered":"https:\/\/www.extrape.com\/blog\/?p=9816"},"modified":"2025-03-26T18:00:44","modified_gmt":"2025-03-26T12:30:44","slug":"credit-card-for-students-in-india","status":"publish","type":"post","link":"https:\/\/www.extrape.com\/blog\/credit-card-for-students-in-india\/","title":{"rendered":"Best Credit Card For Students in India 2026"},"content":{"rendered":"<p><a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.extrape.app&amp;referrer=utm_source%3Dblog%26utm_medium%3Dgif%26utm_campaign%3Dtopgif%26anid%3Dadmob\" rel=\"nofollow noopener\" target=\"_blank\"><img loading=\"lazy\" decoding=\"async\" width=\"250\" height=\"229\" class=\"wp-image-314 alignright\" src=\"https:\/\/ig.extrape.com\/images\/2022\/11\/28141449\/Untitled-2.gif\" alt=\"\" \/><\/a><\/p>\n<p><span style=\"font-weight: 400;\">Are you looking for the best credit card for students in India? Navigating the world of finances as a student can be easier with a credit card designed to suit your needs. A credit card for students offers financial flexibility and helps in building responsible spending habits from an early age. These student credit cards are uniquely designed with attractive features like rewards, cash back, discounts, and an interest-free period. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">With simplified eligibility and often requiring no proof of income, these cards make applying for a student credit card easy. Whether you\u2019re aiming for convenience or establishing creditworthiness, the best student credit cards in India can be a great tool for college students looking to learn financial management and build their credit.<\/span><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-flat ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.extrape.com\/blog\/credit-card-for-students-in-india\/#Top_Credit_Cards_for_Students_in_India\">Top Credit Cards for Students in India<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.extrape.com\/blog\/credit-card-for-students-in-india\/#1_SBI_Student_Plus_Advantage_Credit_Card\">1. SBI Student Plus Advantage Credit Card<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.extrape.com\/blog\/credit-card-for-students-in-india\/#2_IDFC_FIRST_WOW_Credit_Card\">2. IDFC FIRST WOW Credit Card<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.extrape.com\/blog\/credit-card-for-students-in-india\/#3_Kotak_811_DreamDifferent_Credit_Card\">3. Kotak 811 DreamDifferent Credit Card<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.extrape.com\/blog\/credit-card-for-students-in-india\/#4_ICICI_Coral_Contactless_Credit_Card\">4. ICICI Coral Contactless Credit Card<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.extrape.com\/blog\/credit-card-for-students-in-india\/#5_West_Bengal_Student_Credit_Card\">5. West Bengal Student Credit Card<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.extrape.com\/blog\/credit-card-for-students-in-india\/#6_HDFC_Bank_ISIC_Student_ForexPlus_Chip_Card\">6. HDFC Bank ISIC Student ForexPlus Chip Card<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.extrape.com\/blog\/credit-card-for-students-in-india\/#7_ICICI_Bank_Student_Forex_Prepaid_Card\">7. ICICI Bank Student Forex Prepaid Card<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.extrape.com\/blog\/credit-card-for-students-in-india\/#8_MNSBBY_Bihar_Student_Credit_Card\">8. MNSBBY Bihar Student Credit Card<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.extrape.com\/blog\/credit-card-for-students-in-india\/#Benefits_of_Student_Credit_Card\">Benefits of Student Credit Card<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.extrape.com\/blog\/credit-card-for-students-in-india\/#Top_Free_Credit_Card_for_Students\">Top Free Credit Card for Students<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.extrape.com\/blog\/credit-card-for-students-in-india\/#Top_International_Credit_Card_in_India\">Top International Credit Card in India<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.extrape.com\/blog\/credit-card-for-students-in-india\/#Conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n\n<h2><span class=\"ez-toc-section\" id=\"Top_Credit_Cards_for_Students_in_India\"><\/span><span style=\"color: #008080;\"><b>Top Credit Cards for Students in India<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table width=\"100%\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td><b>Sl.No<\/b><\/td>\n<td style=\"text-align: center;\"><b>Student Credit Cards<\/b><\/td>\n<td><b>Annual Fees<\/b><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">1.<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">SBI Student Plus Advantage Credit Card<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">Rs.500<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">2.<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">IDFC FIRST WOW Credit Card<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">Nil<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">3.<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">Kotak 811 DreamDifferent Credit Card<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">Nil<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">4.<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">ICICI Coral Contactless Credit Card<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">Rs.500<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">5.<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">West Bengal Student Credit Card<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">Nil<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">6.<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">HDFC Bank ISIC Student ForexPlus Chip Card<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">Nil<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">7.<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">ICICI Bank Student Forex Prepaid Card<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">Rs. 499 + GST<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">8.<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">MNSBBY Bihar Student Credit Card<\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"font-weight: 400;\">Nil<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3><span class=\"ez-toc-section\" id=\"1_SBI_Student_Plus_Advantage_Credit_Card\"><\/span><span style=\"color: #008080;\"><b>1. SBI Student Plus Advantage Credit Card<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-9819 aligncenter\" src=\"https:\/\/ig.extrape.com\/images\/2024\/11\/06174505\/SBI-Student-Plus-Advantage-Credit-Card-credit-card-for-students.jpg\" alt=\"SBI Student Plus Advantage Credit Card- credit card for students\" width=\"700\" height=\"400\" srcset=\"https:\/\/ep-blog.s3.ap-south-1.amazonaws.com\/images\/2024\/11\/06174505\/SBI-Student-Plus-Advantage-Credit-Card-credit-card-for-students.jpg 700w, https:\/\/ep-blog.s3.ap-south-1.amazonaws.com\/images\/2024\/11\/06174505\/SBI-Student-Plus-Advantage-Credit-Card-credit-card-for-students-300x171.jpg 300w, https:\/\/ep-blog.s3.ap-south-1.amazonaws.com\/images\/2024\/11\/06174505\/SBI-Student-Plus-Advantage-Credit-Card-credit-card-for-students-150x86.jpg 150w\" sizes=\"auto, (max-width: 700px) 100vw, 700px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">The SBI Student Plus Advantage Credit Card is a standout credit card for students in India, especially for those looking for benefits on daily expenses and travel. Specifically designed for SBI education loan customers or FD holders, this card offers features like the ability to convert purchases to EMIs and a 2.5% fuel surcharge waiver. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">As one of the best student credit cards and best credit cards for college students, it includes a rewards program where students earn one cash point for every Rs. 100 spent, redeemable for gifts or credit balance payments. With a low interest rate of just 2.25% per month and convenient perks like doorstep delivery of railway tickets, this student credit card India option helps students manage finances responsibly and enjoy extra travel ease.<\/span><\/p>\n<p><b>Features and Benefits:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Reward points on the expenditure of every Rs.100 and International spends.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Can be used for online railway ticket bookings.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A low interest rate of just 2.25%.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Waiver of annual fees when spent above Rs.35000 in the previous quarter.<\/span><\/li>\n<\/ul>\n<p style=\"text-align: center;\"><span style=\"color: #000080;\"><em><strong>Also Read: <a style=\"color: #000080;\" href=\"https:\/\/www.extrape.com\/blog\/credit-card-offers\/?utm_source=blog&amp;utm_medium=internallink&amp;utm_campaign=student_card\">Credit Card Offers to Utilize in 2024<\/a><\/strong><\/em><\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_IDFC_FIRST_WOW_Credit_Card\"><\/span><span style=\"color: #008080;\"><b>2. IDFC FIRST WOW Credit Card<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-9820 aligncenter\" src=\"https:\/\/ig.extrape.com\/images\/2024\/11\/06174740\/IDFC-FIRST-WOW-Credit-Card-best-student-credit-cards.jpg\" alt=\"IDFC FIRST WOW Credit Card-best student credit cards\" width=\"700\" height=\"400\" srcset=\"https:\/\/ep-blog.s3.ap-south-1.amazonaws.com\/images\/2024\/11\/06174740\/IDFC-FIRST-WOW-Credit-Card-best-student-credit-cards.jpg 700w, https:\/\/ep-blog.s3.ap-south-1.amazonaws.com\/images\/2024\/11\/06174740\/IDFC-FIRST-WOW-Credit-Card-best-student-credit-cards-300x171.jpg 300w, https:\/\/ep-blog.s3.ap-south-1.amazonaws.com\/images\/2024\/11\/06174740\/IDFC-FIRST-WOW-Credit-Card-best-student-credit-cards-150x86.jpg 150w\" sizes=\"auto, (max-width: 700px) 100vw, 700px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">The IDFC FIRST WOW Credit Card is a smart credit card for students and young adults looking to start their financial journey. It\u2019s among the best student credit cards in India, especially for those without credit history or proof of income. This card for students comes with zero joining or annual fees, an attractive interest rate starting at 9% p.a., and an interest-free period of up to 48 days.<\/span><\/p>\n<p><span style=\"font-weight: 400;\"> Students enjoy 4X reward points on spending, discounts at 300+ merchants and 1,500+ restaurants, and protection against fraud. The credit limit is 100% of a linked fixed deposit, making it ideal for college students aiming to build financial credibility.<\/span><\/p>\n<p><b>Features and Benefits:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">No Annual Fees<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">4x Reward points on spending which can be converted to cash.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Discounts in merchants and restaurants.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">7.5% interest rate on your fixed deposit<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">No forex conversion fee.<\/span><\/li>\n<\/ul>\n<p style=\"text-align: center;\"><em><span style=\"color: #000080;\"><strong>Also Read: <a style=\"color: #000080;\" href=\"https:\/\/www.extrape.com\/blog\/business-credit-cards-in-india\/?utm_source=blog&amp;utm_medium=internallink&amp;utm_campaign=student_card\">Top 10 Business Credit Cards in India<\/a><\/strong><\/span><\/em><\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Kotak_811_DreamDifferent_Credit_Card\"><\/span><span style=\"color: #008080;\"><b>3. Kotak 811 DreamDifferent Credit Card<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-9821 aligncenter\" src=\"https:\/\/ig.extrape.com\/images\/2024\/11\/06174922\/Kotak-811-DreamDifferent-Credit-Card-best-credit-cards-for-college-students.jpg\" alt=\"Kotak 811 DreamDifferent Credit Card-best credit cards for college students\" width=\"700\" height=\"400\" srcset=\"https:\/\/ep-blog.s3.ap-south-1.amazonaws.com\/images\/2024\/11\/06174922\/Kotak-811-DreamDifferent-Credit-Card-best-credit-cards-for-college-students.jpg 700w, https:\/\/ep-blog.s3.ap-south-1.amazonaws.com\/images\/2024\/11\/06174922\/Kotak-811-DreamDifferent-Credit-Card-best-credit-cards-for-college-students-300x171.jpg 300w, https:\/\/ep-blog.s3.ap-south-1.amazonaws.com\/images\/2024\/11\/06174922\/Kotak-811-DreamDifferent-Credit-Card-best-credit-cards-for-college-students-150x86.jpg 150w\" sizes=\"auto, (max-width: 700px) 100vw, 700px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">The Kotak 811 DreamDifferent Credit Card is a standout credit card for students in India, offering valuable perks tailored to young adults and college-goers. As one of the best student credit cards, it provides a welcome bonus of 500 reward points on spending Rs. 5,000 in the first 45 days, with 2X rewards on online spending and a low interest rate of 2.99% per month. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Students benefit from up to 90% credit limit cash withdrawals, an interest-free period of up to 45 days, and no annual income requirement. Plus, it includes exciting extras like fuel surcharge and railway surcharge waivers, lost card liability cover, and rewards on annual spending, making it one of the best credit cards for college students to manage finances smartly.<\/span><\/p>\n<p><b>Features and Benefits:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">No Annual and Joining Fees<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Reward point on every Rs.100 spent on online purchases and other transactions.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">1% waiver on fuel surcharges and a 1.8% waiver on railway surcharges<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">90% of withdrawals are available on your credit limit.<\/span><\/li>\n<\/ul>\n<p><a href=\"https:\/\/www.extrape.com\/?utm_source=blog&amp;utm_medium=sign_up_banner&amp;utm_campaign=student_card\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-7218\" src=\"https:\/\/ig.extrape.com\/images\/2024\/04\/17162544\/ExtraPe-Banner.gif\" alt=\"Sign Up\" width=\"1600\" height=\"370\" \/><\/a><\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_ICICI_Coral_Contactless_Credit_Card\"><\/span><span style=\"color: #008080;\"><b>4. ICICI Coral Contactless Credit Card<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-9822 aligncenter\" src=\"https:\/\/ig.extrape.com\/images\/2024\/11\/06175052\/ICICI-Coral-Contactless-Credit-Card-student-credit-card-india.jpg\" alt=\"ICICI Coral Contactless Credit Card-student credit card india\" width=\"700\" height=\"400\" srcset=\"https:\/\/ep-blog.s3.ap-south-1.amazonaws.com\/images\/2024\/11\/06175052\/ICICI-Coral-Contactless-Credit-Card-student-credit-card-india.jpg 700w, https:\/\/ep-blog.s3.ap-south-1.amazonaws.com\/images\/2024\/11\/06175052\/ICICI-Coral-Contactless-Credit-Card-student-credit-card-india-300x171.jpg 300w, https:\/\/ep-blog.s3.ap-south-1.amazonaws.com\/images\/2024\/11\/06175052\/ICICI-Coral-Contactless-Credit-Card-student-credit-card-india-150x86.jpg 150w\" sizes=\"auto, (max-width: 700px) 100vw, 700px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">The ICICI Coral Contactless Credit Card is an attractive option for students and young professionals who want a versatile card with added perks. It offers 2 Payback Points per Rs. 100 spent on regular purchases and 1 point per Rs. 100 on utilities and insurance. Cardholders enjoy a 25% movie discount on BookMyShow and Inox, twice a month, and a 1% fuel surcharge waiver at HPCL fuel stations. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">With complimentary lounge access at select airports and domestic lounges each quarter, students can enjoy a premium travel experience. Additional benefits include 2,000 Payback Points on spending Rs. 2 Lakh and dining discounts of up to 15% at 2,500+ restaurants. This best student credit card in India is a smart choice for students with no income, providing valuable perks and rewards.<\/span><\/p>\n<p><b>Features and Benefits:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">2 reward points on every Rs.100 spent.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">25% discounts on booking online movie tickets.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Lounge Access at selective airports.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">15% discounts in restaurants.<\/span><\/li>\n<\/ul>\n<p style=\"text-align: center;\"><span style=\"color: #000080;\"><em><strong>Also Read: <a style=\"color: #000080;\" href=\"https:\/\/www.extrape.com\/blog\/how-to-transfer-money-from-credit-card-to-bank-account\/?utm_source=blog&amp;utm_medium=internallink&amp;utm_campaign=student_card\">How to transfer money from credit card to bank account<\/a><\/strong><\/em><\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_West_Bengal_Student_Credit_Card\"><\/span><span style=\"color: #008080;\"><b>5. West Bengal Student Credit Card<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-9823 aligncenter\" src=\"https:\/\/ig.extrape.com\/images\/2024\/11\/06175238\/West-Bengal-Student-Credit-Card-credit-card-for-students-in-india.jpg\" alt=\"West Bengal Student Credit Card-credit card for students in india\" width=\"700\" height=\"400\" srcset=\"https:\/\/ep-blog.s3.ap-south-1.amazonaws.com\/images\/2024\/11\/06175238\/West-Bengal-Student-Credit-Card-credit-card-for-students-in-india.jpg 700w, https:\/\/ep-blog.s3.ap-south-1.amazonaws.com\/images\/2024\/11\/06175238\/West-Bengal-Student-Credit-Card-credit-card-for-students-in-india-300x171.jpg 300w, https:\/\/ep-blog.s3.ap-south-1.amazonaws.com\/images\/2024\/11\/06175238\/West-Bengal-Student-Credit-Card-credit-card-for-students-in-india-150x86.jpg 150w\" sizes=\"auto, (max-width: 700px) 100vw, 700px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">The West Bengal Student Credit Card (WBSCC) is a unique initiative by the West Bengal government to support students financially. This credit card for students allows those pursuing secondary to postgraduate education to access up to Rs. 10 lakh as a loan with a low interest rate of 4% per annum. With a long repayment period of 15 years and eligibility up to age 40, the WBSCC is one of the best student credit cards in India, specially designed for students with no income. This card for students helps break financial barriers, making higher education more accessible.<\/span><\/p>\n<p><b>Features and Benefits:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Education Loan has a lower interest rate of 4% per annum.<\/span><\/li>\n<\/ul>\n<p style=\"text-align: center;\"><span style=\"color: #000080;\"><em><strong>Also Read: <a style=\"color: #000080;\" href=\"https:\/\/www.extrape.com\/blog\/best-airport-lounge-access-credit-card-offers\/?utm_source=blog&amp;utm_medium=internallink&amp;utm_campaign=student_card\">Best Airport Lounge Credit Card Offers<\/a><\/strong><\/em><\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_HDFC_Bank_ISIC_Student_ForexPlus_Chip_Card\"><\/span><span style=\"color: #008080;\"><b>6. HDFC Bank ISIC Student ForexPlus Chip Card<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-9824 aligncenter\" src=\"https:\/\/ig.extrape.com\/images\/2024\/11\/06175436\/HDFC-Bank-ISIC-Student-ForexPlus-Chip-Card-international-credit-cards-for-students.jpg\" alt=\"HDFC Bank ISIC Student ForexPlus Chip Card-international credit cards for students\" width=\"700\" height=\"400\" srcset=\"https:\/\/ep-blog.s3.ap-south-1.amazonaws.com\/images\/2024\/11\/06175436\/HDFC-Bank-ISIC-Student-ForexPlus-Chip-Card-international-credit-cards-for-students.jpg 700w, https:\/\/ep-blog.s3.ap-south-1.amazonaws.com\/images\/2024\/11\/06175436\/HDFC-Bank-ISIC-Student-ForexPlus-Chip-Card-international-credit-cards-for-students-300x171.jpg 300w, https:\/\/ep-blog.s3.ap-south-1.amazonaws.com\/images\/2024\/11\/06175436\/HDFC-Bank-ISIC-Student-ForexPlus-Chip-Card-international-credit-cards-for-students-150x86.jpg 150w\" sizes=\"auto, (max-width: 700px) 100vw, 700px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">The HDFC Bank ISIC Student ForexPlus Chip Card is an ideal travel card for students, combining the benefits of a Forex card with a globally recognized student identity card. Endorsed by UNESCO, this HDFC student forex card grants access to over 150,000 student discounts worldwide, making it one of the best student credit cards for those studying or travelling abroad. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Available in USD, EUR, and GBP, it\u2019s widely accepted at VISA\/MasterCard locations globally, ensuring easy and secure transactions. This credit card for students is also equipped with safety features, allowing immediate blocking through NetBanking if lost\u2014an excellent choice for financial convenience and global recognition.<\/span><\/p>\n<p><b>Features and Benefits:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">It is an identity card as well as a Forex card.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Offers many students offers worldwide.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Complimentary Insurance coverage.<\/span><\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"7_ICICI_Bank_Student_Forex_Prepaid_Card\"><\/span><span style=\"color: #008080;\"><b>7. ICICI Bank Student Forex Prepaid Card<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-9825 aligncenter\" src=\"https:\/\/ig.extrape.com\/images\/2024\/11\/06175557\/ICICI-Bank-Student-Forex-Prepaid-Card-best-credit-card-for-international.jpg\" alt=\"ICICI Bank Student Forex Prepaid Card-best credit card for international\" width=\"700\" height=\"400\" srcset=\"https:\/\/ep-blog.s3.ap-south-1.amazonaws.com\/images\/2024\/11\/06175557\/ICICI-Bank-Student-Forex-Prepaid-Card-best-credit-card-for-international.jpg 700w, https:\/\/ep-blog.s3.ap-south-1.amazonaws.com\/images\/2024\/11\/06175557\/ICICI-Bank-Student-Forex-Prepaid-Card-best-credit-card-for-international-300x171.jpg 300w, https:\/\/ep-blog.s3.ap-south-1.amazonaws.com\/images\/2024\/11\/06175557\/ICICI-Bank-Student-Forex-Prepaid-Card-best-credit-card-for-international-150x86.jpg 150w\" sizes=\"auto, (max-width: 700px) 100vw, 700px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">The ICICI Bank Student Forex Prepaid Card is an ideal credit card for students heading abroad. Functioning as a prepaid student forex card, it offers essential benefits tailored for students, like ISIC membership worth Rs. 590 and a 40% discount on excess baggage. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">With travel perks, including a 20% discount on DHL services and an international SIM card, this is one of the best credit cards for college students travelling overseas. Coverage benefits include lost or counterfeit card protection up to Rs. 5 lakh and a complimentary Uber voucher worth Rs. 500. Designed to ease student travel, this travel card for students combines convenience with robust protection.<\/span><\/p>\n<p><b>Features and Benefits:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Free India and International Airport lounge access\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">20% discounts on DHL services<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">40% discounts on Baggage.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Rs.500 worth of Uber Vouchers.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Free international sim card.<\/span><\/li>\n<\/ul>\n<p style=\"text-align: center;\"><span style=\"color: #000080;\"><em><strong>Also Read: <a style=\"color: #000080;\" href=\"https:\/\/www.extrape.com\/blog\/how-to-make-money-with-a-credit-card\/?utm_source=blog&amp;utm_medium=internallink&amp;utm_campaign=student_card\">How to Make Money With Credit Card<\/a><\/strong><\/em><\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_MNSBBY_Bihar_Student_Credit_Card\"><\/span><span style=\"color: #008080;\"><b>8. MNSBBY Bihar Student Credit Card<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The MNSBBY Bihar Student Credit Card program, launched on October 2, 2016, is designed to financially support Bihar students who have completed 12th grade and wish to pursue higher education. Through this scheme, students can secure loans of up to Rs. 4 lakh to fund degrees like B.Sc, B.A., M.B.B.S., and B.Tech. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">This initiative offers low interest rates, with a reduced rate of 1% for girls, differently-abled, and transgender students, making it one of the best student credit card options for financial assistance. This credit card for students in Bihar can be used for tuition fees, books, and laptops, allowing students to focus on education without financial barriers.<\/span><\/p>\n<p><b>Features and Benefits:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Low interest rate of 4% per annum for Education loans.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Low interest rates of 1% on Education loans for girls, transgenders and different-abled.<\/span><\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"Benefits_of_Student_Credit_Card\"><\/span><span style=\"color: #008080;\"><b>Benefits of Student Credit Card<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Limited Credit Limits: Student credit cards generally have lower credit limits (around Rs. 15,000), promoting controlled spending and reducing the risk of debt accumulation.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Longer Validity: These cards often have a five-year validity period, longer than standard credit cards, providing extended access to credit during the academic years.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">No Fees and Minimal Charges: Many student cards waive joining fees and have low annual charges, making them affordable and easy to maintain.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Simple Documentation: Application requirements are minimal, making the process accessible for students without extensive paperwork.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Rewards and Discounts: Student credit cards offer cashback, loyalty points, and discounts on education-related purchases and services, adding value to everyday expenses.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Educational Discounts and Special Offers: Discounts on textbooks, software, and online courses make essential resources more affordable. Additional deals on dining, travel, and shopping enhance convenience.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Emergency Financial Support: Student credit cards provide a quick solution for urgent expenses, such as sudden fees or personal emergencies.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Credit History Building: Early use of a credit card helps students build a solid credit history, beneficial for future financial endeavours.<\/span><\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"Top_Free_Credit_Card_for_Students\"><\/span><span style=\"color: #008080;\"><b>Top Free Credit Card for Students<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">IDFC FIRST WOW Credit Card<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Kotak 811 DreamDifferent Credit Card<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">HDFC Bank ISIC Student ForexPlus Chip Card<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Axis Bank Insta Easy Credit Card<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">OneCard Credit Card<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">AU Bank LIT Credit Card<\/span><\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"Top_International_Credit_Card_in_India\"><\/span><span style=\"color: #008080;\"><b>Top International Credit Card in India<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">IDFC FIRST WOW Credit Card<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">HDFC Bank ForexPlus Card<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">ICICI Bank Student Forex Credit Card<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">SBI Student Plus Advantage Credit Card<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">AU Bank Zenith+ Credit Card<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">SBI Card ELITE<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Axis Atlas credit card<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Air India SBI Platinum Card<\/span><\/li>\n<\/ul>\n<h4><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><span style=\"color: #008080;\"><b>Conclusion<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p><span style=\"font-weight: 400;\">In conclusion, finding the best credit card for students in India can make a real difference in managing college expenses while building financial responsibility. With benefits like low fees, rewards, and educational discounts, a credit card for students serves as a great tool for learning financial independence. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you\u2019re considering a card for students, explore options, compare features, and apply for the student credit card that best fits your needs. The best student credit cards available today are designed to help college students handle finances effectively, setting a strong foundation for a secure financial future in student credit card India.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Are you looking for the best credit card for students in India? Navigating the world of finances as a student can be easier with a credit card designed to suit your needs. A credit card for students offers financial flexibility and helps in building responsible spending habits from an early age. These student credit cards [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":9828,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[241],"tags":[],"class_list":["post-9816","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-card-offers"],"_links":{"self":[{"href":"https:\/\/www.extrape.com\/blog\/wp-json\/wp\/v2\/posts\/9816","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.extrape.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.extrape.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.extrape.com\/blog\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.extrape.com\/blog\/wp-json\/wp\/v2\/comments?post=9816"}],"version-history":[{"count":7,"href":"https:\/\/www.extrape.com\/blog\/wp-json\/wp\/v2\/posts\/9816\/revisions"}],"predecessor-version":[{"id":11857,"href":"https:\/\/www.extrape.com\/blog\/wp-json\/wp\/v2\/posts\/9816\/revisions\/11857"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.extrape.com\/blog\/wp-json\/wp\/v2\/media\/9828"}],"wp:attachment":[{"href":"https:\/\/www.extrape.com\/blog\/wp-json\/wp\/v2\/media?parent=9816"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.extrape.com\/blog\/wp-json\/wp\/v2\/categories?post=9816"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.extrape.com\/blog\/wp-json\/wp\/v2\/tags?post=9816"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}