{"id":567,"date":"2025-05-13T09:00:12","date_gmt":"2025-05-13T03:30:12","guid":{"rendered":"https:\/\/www.extrape.com\/blog\/?p=567"},"modified":"2026-01-09T18:40:13","modified_gmt":"2026-01-09T13:10:13","slug":"list-of-private-banks-in-india","status":"publish","type":"post","link":"https:\/\/www.extrape.com\/blog\/list-of-private-banks-in-india\/","title":{"rendered":"List of 7 Private Banks In India 2026 | Updated Today"},"content":{"rendered":"<div class=\"wp-block-image\">\r\n<figure class=\"alignright\"><a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.extrape.app&amp;referrer=utm_source%3Dblog%26utm_medium%3Dgif%26utm_campaign%3Dtopgif%26anid%3Dadmob\" rel=\"nofollow noopener\" target=\"_blank\"><img loading=\"lazy\" decoding=\"async\" width=\"250\" height=\"229\" class=\"wp-image-314\" src=\"https:\/\/ig.extrape.com\/images\/2022\/11\/28141449\/Untitled-2.gif\" alt=\"\" \/><\/a><\/figure><\/div>\r\n\r\n\r\n<p>Banks are the safest option to save your money. It also plays an important role in economic development by allocating your funds to different resources. However, Indian banks are organized into different sub-groups, and each of these groups is distinct business sectors, working styles, and barriers. In addition, these banks are regulated by the Reserve Bank of India. Before moving to the private bank list in India, let&#8217;s dive into the different categories of banks.<\/p>\r\n\r\n\r\n\r\n<div id=\"rank-math-toc\" class=\"wp-block-rank-math-toc-block\"><nav>\r\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-flat ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.extrape.com\/blog\/list-of-private-banks-in-india\/#What_Are_Private_Banks_in_India\">What Are Private Banks in India?<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.extrape.com\/blog\/list-of-private-banks-in-india\/#Types_of_Private_Banks\">Types of Private Banks<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.extrape.com\/blog\/list-of-private-banks-in-india\/#Private_Banks_in_India\">Private Banks in India<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.extrape.com\/blog\/list-of-private-banks-in-india\/#Different_Types_of_Banks_in_the_Indian_Banking_System\">Different Types of Banks in the Indian Banking System<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.extrape.com\/blog\/list-of-private-banks-in-india\/#List_of_Top_Private_Banks_in_India\">List of Top Private Banks in India<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.extrape.com\/blog\/list-of-private-banks-in-india\/#1_HDFC_Bank\">1. HDFC Bank<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.extrape.com\/blog\/list-of-private-banks-in-india\/#2_Axis_Bank_Ltd\">2. Axis Bank Ltd<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.extrape.com\/blog\/list-of-private-banks-in-india\/#3_ICICI_Bank\">3. ICICI Bank<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.extrape.com\/blog\/list-of-private-banks-in-india\/#4_Kotak_Mahindra_Bank_Ltd\">4. Kotak Mahindra Bank Ltd<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.extrape.com\/blog\/list-of-private-banks-in-india\/#5_Yes_Bank\">5. Yes Bank<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.extrape.com\/blog\/list-of-private-banks-in-india\/#6_Induslnd_Bank_Ltd\">6. Induslnd Bank Ltd<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.extrape.com\/blog\/list-of-private-banks-in-india\/#7_Federal_Bank_%E2%80%93_List_of_Private_Banks_in_India\">7. Federal Bank &#8211; List of Private Banks in India<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.extrape.com\/blog\/list-of-private-banks-in-india\/#Conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n\r\n<\/nav><\/div>\r\n\r\n\r\n\r\n<h2 id=\"what-are-private-banks-in-india\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Are_Private_Banks_in_India\"><\/span><span style=\"color: #008080;\"><strong>What Are Private Banks in India?<\/strong><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n\r\n\r\n\r\n<p>These are commercial banks wherein citizens preserve most of the assets or equity. Initially, banks monopolized the Indian banking sector; however, after the 1990s, private sector banks emerged and expanded rapidly. The reason for their rapid gains was that they employed the newest tech, utilized current macroeconomic tools, and supplied contemporaneous innovations.<\/p>\r\n\r\n\r\n\r\n<p>Private sector banks in India are classified into two divisions<\/p>\r\n\r\n\r\n\r\n<ol class=\"wp-block-list\">\r\n<li>Old Private sector banks (these banks emerged before 1968)<\/li>\r\n\r\n\r\n\r\n<li>New Private sector banks (these banks emerged after the 1990s)<\/li>\r\n<\/ol>\r\n<h3 id=\"Types+of+Private+Banks\" class=\"mv-new-h2-text mv-editor-text\"><span class=\"ez-toc-section\" id=\"Types_of_Private_Banks\"><\/span><span style=\"color: #008080;\">Types of Private Banks<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\r\n<p><span id=\"input-sentence~0\"><strong>1. Commercial Banks<\/strong><br \/>These are the banks that are more common than others. They provide services such as loans, savings accounts, fixed deposits, etc. They help individuals and businesses with managing money.<br \/><br \/><strong>Types of Commercial Banks:<\/strong><br \/><br \/>Private Sector Banks &#8211; Mostly owned by private companies or individuals.<\/span><span id=\"input-sentence~1\"><br \/><br \/>Public Sector Banks &#8211; Majority holding is by the government.<br \/><br \/>Regional Rural Banks (RRBs) &#8211; Set up to serve the rural sector.<br \/><br \/>Foreign Banks &#8211; Banks with their headquarters outside India but branches within the country.<br \/><br \/><strong>2. Small Finance Banks<\/strong><br \/>These types of banks are created to serve people who usually don&#8217;t get banking services- street vendors, small farmers, and tiny businesses.<\/span><span id=\"input-sentence~2\"> They work on the premise of basic banking facilities in distant and rural places while carrying the umbrella of financial inclusion.<br \/><br \/><strong>3. Payments Banks<\/strong><br \/>Think of these as digital-first banks. Payment banks accept deposits and let you make <a href=\"https:\/\/www.extrape.com\/blog\/payment-gateways-in-india\/\" data-wpil-monitor-id=\"733\">payments online<\/a> or through apps but they just do not lend.<\/span><span id=\"input-sentence~3\"> Their goal is to simplify banking, especially to those without access to regular banks.<br \/><br \/><strong>4. Cooperative Banks<\/strong><br \/>These banks actually belong to the common man! Cooperative banks pool their resources from customers or members and run operations for their collective benefit. Usually, they service farmers, small traders, and people in rural areas.<\/span><\/p>\r\n<p><a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.extrape.app&amp;referrer=utm_source%3Dblog%26utm_medium%3Dgif%26utm_campaign%3Dtopgif%26anid%3Dadmob\" rel=\"nofollow noopener\" target=\"_blank\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-13943\" src=\"https:\/\/ig.extrape.com\/images\/2025\/10\/08163428\/Group-2-1.jpg\" alt=\"ExtraPe - Affiliate Marketing App\" width=\"1341\" height=\"765\" srcset=\"https:\/\/ep-blog.s3.ap-south-1.amazonaws.com\/images\/2025\/10\/08163428\/Group-2-1.jpg 1341w, https:\/\/ep-blog.s3.ap-south-1.amazonaws.com\/images\/2025\/10\/08163428\/Group-2-1-300x171.jpg 300w, https:\/\/ep-blog.s3.ap-south-1.amazonaws.com\/images\/2025\/10\/08163428\/Group-2-1-1024x584.jpg 1024w, https:\/\/ep-blog.s3.ap-south-1.amazonaws.com\/images\/2025\/10\/08163428\/Group-2-1-768x438.jpg 768w\" sizes=\"auto, (max-width: 1341px) 100vw, 1341px\" \/><\/a><\/p>\r\n\r\n\r\n\r\n<h3 id=\"private-banks-in-india\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Private_Banks_in_India\"><\/span><span style=\"color: #008080;\">Private Banks in India<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\r\n\r\n\r\n\r\n<figure class=\"wp-block-table\">\r\n<table style=\"height: 493px;\" width=\"751\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<p style=\"text-align: center;\"><strong>Bank Name<\/strong><\/p>\r\n<\/td>\r\n<td style=\"text-align: center;\"><strong>Total Branches<\/strong><\/td>\r\n<td style=\"text-align: center;\"><strong>Total ATMs<\/strong><\/td>\r\n<td style=\"text-align: center;\"><strong>Headquarters City<\/strong><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\">HDFC Bank<\/td>\r\n<td style=\"text-align: center;\">\r\n<p>9,455<\/p>\r\n<\/td>\r\n<td style=\"text-align: center;\">\r\n<p>21,139<\/p>\r\n<\/td>\r\n<td>\r\n<p style=\"text-align: center;\">Mumbai<\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p style=\"text-align: center;\"><a href=\"https:\/\/www.extrape.com\/blog\/promote-axis-bank-credit-card-earn-money\/?utm_source=blog&amp;utm_medium=internallink&amp;utm_campaign=private_bank\">Axis Bank<\/a> Ltd<\/p>\r\n<\/td>\r\n<td style=\"text-align: center;\">\r\n<p>5,876<\/p>\r\n<\/td>\r\n<td style=\"text-align: center;\">\r\n<p>13,941<\/p>\r\n<\/td>\r\n<td style=\"text-align: center;\">Mumbai<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\">ICICI Bank<\/td>\r\n<td style=\"text-align: center;\">\r\n<p>6,983<\/p>\r\n<\/td>\r\n<td style=\"text-align: center;\">\r\n<p>16,285<\/p>\r\n<\/td>\r\n<td>\r\n<p style=\"text-align: center;\">Mumbai<\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p style=\"text-align: center;\">Kotak Mahindra Bank Ltd<\/p>\r\n<\/td>\r\n<td style=\"text-align: center;\">\r\n<p>2,148<\/p>\r\n<\/td>\r\n<td style=\"text-align: center;\">\r\n<p>3,295<\/p>\r\n<\/td>\r\n<td style=\"text-align: center;\">Mumbai<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\">Yes Bank<\/td>\r\n<td style=\"text-align: center;\">\r\n<p>1000+<\/p>\r\n<\/td>\r\n<td style=\"text-align: center;\">\r\n<p>1,800<\/p>\r\n<\/td>\r\n<td>\r\n<p style=\"text-align: center;\">Mumbai<\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p style=\"text-align: center;\">Induslnd Bank Ltd<\/p>\r\n<\/td>\r\n<td style=\"text-align: center;\">2,015<\/td>\r\n<td style=\"text-align: center;\">2,886<\/td>\r\n<td style=\"text-align: center;\">Pune<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\">Federal Bank<\/td>\r\n<td style=\"text-align: center;\">1,282<\/td>\r\n<td style=\"text-align: center;\">1,885<\/td>\r\n<td>\r\n<p style=\"text-align: center;\">Aluva<\/p>\r\n<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n<\/figure>\r\n\r\n\r\n\r\n<h3 id=\"different-types-of-banks-in-the-indian-banking-system\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Different_Types_of_Banks_in_the_Indian_Banking_System\"><\/span><span style=\"color: #008080;\"><strong>Different Types of Banks in the Indian Banking System<\/strong><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\r\n\r\n\r\n\r\n<p>There are <strong>three kinds of banks in India<\/strong> which are as follows:<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><strong>Public Sector Banks<\/strong>: It is classified as the public sector banks whose maximum shares are held by government agencies or banks such as the Reserve Bank of India.<\/li>\r\n\r\n\r\n\r\n<li><strong>Foreign Banks<\/strong>: These banks are functional outside India.<\/li>\r\n\r\n\r\n\r\n<li><strong>Private Sector Banks<\/strong>: They own the shares without regulation by government agencies.<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<h3 id=\"list-of-top-private-banks-in-india\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"List_of_Top_Private_Banks_in_India\"><\/span><span style=\"color: #008080;\"><strong>List of Top Private Banks in India<\/strong><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\r\n\r\n\r\n\r\n<p>Here are some of the top private banks in India.<\/p>\r\n\r\n\r\n\r\n<h4 id=\"1-hdfc-bank\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_HDFC_Bank\"><\/span><span style=\"color: #008080;\"><strong>1. HDFC Bank<\/strong><\/span><span class=\"ez-toc-section-end\"><\/span><\/h4>\r\n\r\n\r\n<div class=\"wp-block-image\">\r\n<figure class=\"aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-4871\" src=\"https:\/\/ig.extrape.com\/images\/2023\/03\/24130100\/HDFC-Bank.jpg\" alt=\"HDFC Bank - Private Bank in India\" width=\"652\" height=\"113\" srcset=\"https:\/\/ep-blog.s3.ap-south-1.amazonaws.com\/images\/2023\/03\/24130100\/HDFC-Bank.jpg 652w, https:\/\/ep-blog.s3.ap-south-1.amazonaws.com\/images\/2023\/03\/24130100\/HDFC-Bank-300x52.jpg 300w, https:\/\/ep-blog.s3.ap-south-1.amazonaws.com\/images\/2023\/03\/24130100\/HDFC-Bank-150x26.jpg 150w\" sizes=\"auto, (max-width: 652px) 100vw, 652px\" \/><\/figure><\/div>\r\n\r\n\r\n<p>It is believed to be one of India&#8217;s largest private banks in terms of overall assets and enterprise value. This is the first Bank that got in-principle authorization from RBI to demonstrate a bank in the private sector as a section of RBI&#8217;s liberalization of the Indian Banking Industry in 1994. As of today, the banking network is vast at the global level. There are over 8851 branches and more than 21,163 ATMs.<span class=\"citation-0 recitation\">The number of employees working at HDFC Bank is\u00a0 <\/span><strong><span class=\"citation-0 recitation\">214,521 <\/span><\/strong><span class=\"citation-0 recitation\">as of march 2025<\/span><\/p>\r\n<table class=\"w-fit min-w-(--thread-content-width)\" data-start=\"71\" data-end=\"1931\">\r\n<thead data-start=\"71\" data-end=\"200\">\r\n<tr data-start=\"71\" data-end=\"200\">\r\n<th data-start=\"71\" data-end=\"105\" data-col-size=\"sm\"><strong data-start=\"73\" data-end=\"86\">Attribute<\/strong><\/th>\r\n<th data-start=\"105\" data-end=\"200\" data-col-size=\"lg\"><strong data-start=\"107\" data-end=\"118\">Details<\/strong><\/th>\r\n<\/tr>\r\n<\/thead>\r\n<tbody data-start=\"330\" data-end=\"1931\">\r\n<tr data-start=\"330\" data-end=\"458\">\r\n<td data-start=\"330\" data-end=\"363\" data-col-size=\"sm\"><strong data-start=\"332\" data-end=\"343\">Founded<\/strong><\/td>\r\n<td data-col-size=\"lg\" data-start=\"363\" data-end=\"458\">1994<\/td>\r\n<\/tr>\r\n<tr data-start=\"459\" data-end=\"587\">\r\n<td data-start=\"459\" data-end=\"492\" data-col-size=\"sm\"><strong data-start=\"461\" data-end=\"477\">Headquarters<\/strong><\/td>\r\n<td data-start=\"492\" data-end=\"587\" data-col-size=\"lg\">Mumbai, Maharashtra<\/td>\r\n<\/tr>\r\n<tr data-start=\"588\" data-end=\"716\">\r\n<td data-start=\"588\" data-end=\"621\" data-col-size=\"sm\"><strong data-start=\"590\" data-end=\"605\">Chairperson<\/strong><\/td>\r\n<td data-start=\"621\" data-end=\"716\" data-col-size=\"lg\">Atanu Chakraborty (Part-Time Non-Executive Chairman)<\/td>\r\n<\/tr>\r\n<tr data-start=\"717\" data-end=\"845\">\r\n<td data-start=\"717\" data-end=\"750\" data-col-size=\"sm\"><strong data-start=\"719\" data-end=\"731\">MD &amp; CEO<\/strong><\/td>\r\n<td data-col-size=\"lg\" data-start=\"750\" data-end=\"845\">Sashidhar Jagdishan<\/td>\r\n<\/tr>\r\n<tr data-start=\"846\" data-end=\"974\">\r\n<td data-start=\"846\" data-end=\"879\" data-col-size=\"sm\"><strong data-start=\"848\" data-end=\"859\">Revenue<\/strong><\/td>\r\n<td data-start=\"879\" data-end=\"974\" data-col-size=\"lg\">\u20b91,31,454 Crore (FY25)<\/td>\r\n<\/tr>\r\n<tr data-start=\"975\" data-end=\"1103\">\r\n<td data-start=\"975\" data-end=\"1008\" data-col-size=\"sm\"><strong data-start=\"977\" data-end=\"994\">Customer Base<\/strong><\/td>\r\n<td data-start=\"1008\" data-end=\"1103\" data-col-size=\"lg\">Over 157 Million Total Accounts<\/td>\r\n<\/tr>\r\n<tr data-start=\"1104\" data-end=\"1232\">\r\n<td data-start=\"1104\" data-end=\"1137\" data-col-size=\"sm\"><strong data-start=\"1106\" data-end=\"1128\">Number of Branches<\/strong><\/td>\r\n<td data-start=\"1137\" data-end=\"1232\" data-col-size=\"lg\">8,851<\/td>\r\n<\/tr>\r\n<tr data-start=\"1233\" data-end=\"1360\">\r\n<td data-start=\"1233\" data-end=\"1269\" data-col-size=\"sm\"><strong data-start=\"1235\" data-end=\"1268\">Number of ATMs\/Cash Recyclers<\/strong><\/td>\r\n<td data-start=\"1269\" data-end=\"1360\" data-col-size=\"lg\">21,163<\/td>\r\n<\/tr>\r\n<tr data-start=\"1361\" data-end=\"1489\">\r\n<td data-start=\"1361\" data-end=\"1394\" data-col-size=\"sm\"><strong data-start=\"1363\" data-end=\"1392\">Net Interest Margin (NIM)<\/strong><\/td>\r\n<td data-start=\"1394\" data-end=\"1489\" data-col-size=\"lg\">4.3% (FY25)<\/td>\r\n<\/tr>\r\n<tr data-start=\"1490\" data-end=\"1618\">\r\n<td data-start=\"1490\" data-end=\"1523\" data-col-size=\"sm\"><strong data-start=\"1492\" data-end=\"1505\">Gross NPA<\/strong><\/td>\r\n<td data-start=\"1523\" data-end=\"1618\" data-col-size=\"lg\">1.36% (as of March 31, 2025)<\/td>\r\n<\/tr>\r\n<tr data-start=\"1619\" data-end=\"1747\">\r\n<td data-start=\"1619\" data-end=\"1652\" data-col-size=\"sm\"><strong data-start=\"1621\" data-end=\"1635\">CASA Ratio<\/strong><\/td>\r\n<td data-col-size=\"lg\" data-start=\"1652\" data-end=\"1747\">48% (as of March 31, 2025)<\/td>\r\n<\/tr>\r\n<tr data-start=\"1748\" data-end=\"1931\">\r\n<td data-start=\"1748\" data-end=\"1781\" data-col-size=\"sm\"><strong data-start=\"1750\" data-end=\"1770\">Services Offered<\/strong><\/td>\r\n<td data-start=\"1781\" data-end=\"1931\" data-col-size=\"lg\">Retail &amp; Commercial Banking, Wholesale Banking, Insurance &amp; Loans, Credit Cards, Investment Banking, Asset &amp; Risk Management, Mutual &amp; Index Funds<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n\r\n\r\n\r\n<h4 id=\"2-axis-bank-ltd\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_Axis_Bank_Ltd\"><\/span><span style=\"color: #008080;\"><strong>2. Axis Bank Ltd<\/strong><\/span><span class=\"ez-toc-section-end\"><\/span><\/h4>\r\n\r\n\r\n<div class=\"wp-block-image\">\r\n<figure class=\"aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-4872\" src=\"https:\/\/ig.extrape.com\/images\/2023\/03\/24130315\/Axis-Bank-.jpg\" alt=\"Axis Bank - private sector bank of india\" width=\"616\" height=\"156\" srcset=\"https:\/\/ep-blog.s3.ap-south-1.amazonaws.com\/images\/2023\/03\/24130315\/Axis-Bank-.jpg 616w, https:\/\/ep-blog.s3.ap-south-1.amazonaws.com\/images\/2023\/03\/24130315\/Axis-Bank--300x76.jpg 300w, https:\/\/ep-blog.s3.ap-south-1.amazonaws.com\/images\/2023\/03\/24130315\/Axis-Bank--150x38.jpg 150w\" sizes=\"auto, (max-width: 616px) 100vw, 616px\" \/><\/figure><\/div>\r\n\r\n\r\n<p><a href=\"https:\/\/www.extrape.com\/blog\/axis-bank-affiliate-program\/?utm_source=blog&amp;utm_medium=internallink&amp;utm_campaign=private_bank\">Axis Bank<\/a> was established in 1993, and its head office is in Mumbai. This bank has branches in 11 countries, including Singapore, Shanghai, Dubai, Colombo, Hong Kong, and Gift City-IBU. It is the third-largest private-sector bank in the country. Axis Bank&#8217;s name will be omitted from the list of private banks in India in 2022. Axis Bank has the most ATMs in the country, followed by ICICI and HDFC. The country has over 13,941 ATMs and 5,876 branches.<\/p>\r\n<table class=\"w-fit min-w-(--thread-content-width)\" data-start=\"71\" data-end=\"1439\">\r\n<thead data-start=\"71\" data-end=\"162\">\r\n<tr data-start=\"71\" data-end=\"162\">\r\n<th data-start=\"71\" data-end=\"106\" data-col-size=\"sm\"><strong data-start=\"73\" data-end=\"86\">Attribute<\/strong><\/th>\r\n<th data-start=\"106\" data-end=\"162\" data-col-size=\"lg\"><strong data-start=\"108\" data-end=\"119\">Details<\/strong><\/th>\r\n<\/tr>\r\n<\/thead>\r\n<tbody data-start=\"255\" data-end=\"1439\">\r\n<tr data-start=\"255\" data-end=\"346\">\r\n<td data-start=\"255\" data-end=\"290\" data-col-size=\"sm\"><strong data-start=\"257\" data-end=\"268\">Founded<\/strong><\/td>\r\n<td data-col-size=\"lg\" data-start=\"290\" data-end=\"346\">1993<\/td>\r\n<\/tr>\r\n<tr data-start=\"347\" data-end=\"437\">\r\n<td data-start=\"347\" data-end=\"381\" data-col-size=\"sm\"><strong data-start=\"349\" data-end=\"365\">Headquarters<\/strong><\/td>\r\n<td data-start=\"381\" data-end=\"437\" data-col-size=\"lg\">Mumbai, Maharashtra<\/td>\r\n<\/tr>\r\n<tr data-start=\"438\" data-end=\"528\">\r\n<td data-start=\"438\" data-end=\"472\" data-col-size=\"sm\"><strong data-start=\"440\" data-end=\"455\">Chairperson<\/strong><\/td>\r\n<td data-col-size=\"lg\" data-start=\"472\" data-end=\"528\">\u00a0Shri Rakesh Makhija (Part-Time Non-Executive Chairman)<\/td>\r\n<\/tr>\r\n<tr data-start=\"529\" data-end=\"618\">\r\n<td data-start=\"529\" data-end=\"562\" data-col-size=\"sm\"><strong data-start=\"531\" data-end=\"545\">Asset Base<\/strong><\/td>\r\n<td data-col-size=\"lg\" data-start=\"562\" data-end=\"618\">\u20b916,74,356 Crore (as of March 2025)<\/td>\r\n<\/tr>\r\n<tr data-start=\"619\" data-end=\"709\">\r\n<td data-start=\"619\" data-end=\"653\" data-col-size=\"sm\"><strong data-start=\"621\" data-end=\"632\">Revenue<\/strong><\/td>\r\n<td data-start=\"653\" data-end=\"709\" data-col-size=\"lg\">\u20b91,31,454 crore (for FY25)<\/td>\r\n<\/tr>\r\n<tr data-start=\"710\" data-end=\"799\">\r\n<td data-start=\"710\" data-end=\"743\" data-col-size=\"sm\"><strong data-start=\"712\" data-end=\"735\">Number of Customers<\/strong><\/td>\r\n<td data-start=\"743\" data-end=\"799\" data-col-size=\"lg\">Over 157 Million<\/td>\r\n<\/tr>\r\n<tr data-start=\"800\" data-end=\"889\">\r\n<td data-start=\"800\" data-end=\"833\" data-col-size=\"sm\"><strong data-start=\"802\" data-end=\"824\">Number of Branches<\/strong><\/td>\r\n<td data-col-size=\"lg\" data-start=\"833\" data-end=\"889\">5,876<\/td>\r\n<\/tr>\r\n<tr data-start=\"890\" data-end=\"981\">\r\n<td data-start=\"890\" data-end=\"926\" data-col-size=\"sm\"><strong data-start=\"892\" data-end=\"925\">Number of ATMs\/Cash Recyclers<\/strong><\/td>\r\n<td data-start=\"926\" data-end=\"981\" data-col-size=\"lg\">13,941<\/td>\r\n<\/tr>\r\n<tr data-start=\"982\" data-end=\"1071\">\r\n<td data-start=\"982\" data-end=\"1015\" data-col-size=\"sm\"><strong data-start=\"984\" data-end=\"1013\">Net Interest Margin (NIM)<\/strong><\/td>\r\n<td data-col-size=\"lg\" data-start=\"1015\" data-end=\"1071\">3.44% (for Q4 FY25)<\/td>\r\n<\/tr>\r\n<tr data-start=\"1072\" data-end=\"1162\">\r\n<td data-start=\"1072\" data-end=\"1106\" data-col-size=\"sm\"><strong data-start=\"1074\" data-end=\"1087\">Gross NPA<\/strong><\/td>\r\n<td data-start=\"1106\" data-end=\"1162\" data-col-size=\"lg\">1.28%<\/td>\r\n<\/tr>\r\n<tr data-start=\"1163\" data-end=\"1253\">\r\n<td data-start=\"1163\" data-end=\"1197\" data-col-size=\"sm\"><strong data-start=\"1165\" data-end=\"1179\">CASA Ratio<\/strong><\/td>\r\n<td data-start=\"1197\" data-end=\"1253\" data-col-size=\"lg\">41%<\/td>\r\n<\/tr>\r\n<tr data-start=\"1254\" data-end=\"1439\">\r\n<td data-start=\"1254\" data-end=\"1288\" data-col-size=\"sm\"><strong data-start=\"1256\" data-end=\"1276\">Services Offered<\/strong><\/td>\r\n<td data-start=\"1288\" data-end=\"1439\" data-col-size=\"lg\">Mortgage Loans, Retail Banking, MSME Banking, Wealth Management, Corporate Banking, Home Loans, Insurance, Digital Banking Services, Forex Services<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n\r\n\r\n\r\n<h4 id=\"3-icici-bank\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_ICICI_Bank\"><\/span><span style=\"color: #008080;\"><strong>3. ICICI Bank<\/strong><\/span><span class=\"ez-toc-section-end\"><\/span><\/h4>\r\n\r\n\r\n<div class=\"wp-block-image\">\r\n<figure class=\"aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-4873\" src=\"https:\/\/ig.extrape.com\/images\/2023\/03\/24130531\/ICICI-Bank.jpg\" alt=\"ICICI Bank | top private bank\" width=\"632\" height=\"156\" srcset=\"https:\/\/ep-blog.s3.ap-south-1.amazonaws.com\/images\/2023\/03\/24130531\/ICICI-Bank.jpg 632w, https:\/\/ep-blog.s3.ap-south-1.amazonaws.com\/images\/2023\/03\/24130531\/ICICI-Bank-300x74.jpg 300w, https:\/\/ep-blog.s3.ap-south-1.amazonaws.com\/images\/2023\/03\/24130531\/ICICI-Bank-150x37.jpg 150w\" sizes=\"auto, (max-width: 632px) 100vw, 632px\" \/><\/figure><\/div>\r\n\r\n\r\n<p>ICICI has an extensive branch network throughout the country, with 6,983 branches and 16,285\u00a0 ATMs. ICICI Bank was founded in 1994 and is headquartered in Vadodara, Gujarat. They provide a diverse range of financial products and assistance such as Fixed Deposits, loan repayments, health coverage, cash reserves and ongoing accounts, fortunate banking, and <a href=\"https:\/\/www.extrape.com\/blog\/promote-sbi-credit-card-earn-money\/?utm_source=blog&amp;utm_medium=internallink&amp;utm_campaign=private_bank\">Credit Cards<\/a>.<\/p>\r\n\r\n\r\n\r\n<p>They create employment opportunities for even more than 85000 individuals across the country. In addition, ICICI Bank provides its clients with services through various delivery options and consolidated subsidiaries.<\/p>\r\n<table class=\"w-fit min-w-(--thread-content-width)\" data-start=\"64\" data-end=\"1493\">\r\n<thead data-start=\"64\" data-end=\"155\">\r\n<tr data-start=\"64\" data-end=\"155\">\r\n<th data-start=\"64\" data-end=\"99\" data-col-size=\"sm\"><strong data-start=\"66\" data-end=\"79\">Attribute<\/strong><\/th>\r\n<th data-start=\"99\" data-end=\"155\" data-col-size=\"xl\"><strong data-start=\"101\" data-end=\"112\">Details<\/strong><\/th>\r\n<\/tr>\r\n<\/thead>\r\n<tbody data-start=\"248\" data-end=\"1493\">\r\n<tr data-start=\"248\" data-end=\"339\">\r\n<td data-start=\"248\" data-end=\"283\" data-col-size=\"sm\"><strong data-start=\"250\" data-end=\"261\">Founded<\/strong><\/td>\r\n<td data-col-size=\"xl\" data-start=\"283\" data-end=\"339\">1994<\/td>\r\n<\/tr>\r\n<tr data-start=\"340\" data-end=\"430\">\r\n<td data-start=\"340\" data-end=\"374\" data-col-size=\"sm\"><strong data-start=\"342\" data-end=\"358\">Headquarters<\/strong><\/td>\r\n<td data-col-size=\"xl\" data-start=\"374\" data-end=\"430\">Mumbai, Maharashtra<\/td>\r\n<\/tr>\r\n<tr data-start=\"431\" data-end=\"521\">\r\n<td data-start=\"431\" data-end=\"465\" data-col-size=\"sm\"><strong data-start=\"433\" data-end=\"448\">Chairperson<\/strong><\/td>\r\n<td data-col-size=\"xl\" data-start=\"465\" data-end=\"521\">Mr. Pradeep Kumar Sinha (Non-Executive, Part-time)<\/td>\r\n<\/tr>\r\n<tr data-start=\"522\" data-end=\"611\">\r\n<td data-start=\"522\" data-end=\"555\" data-col-size=\"sm\"><strong data-start=\"524\" data-end=\"545\">Total Asset Value<\/strong><\/td>\r\n<td data-col-size=\"xl\" data-start=\"555\" data-end=\"611\">\u20b926,42,241 Crore (as of March 31, 2025)<\/td>\r\n<\/tr>\r\n<tr data-start=\"612\" data-end=\"702\">\r\n<td data-start=\"612\" data-end=\"646\" data-col-size=\"sm\"><strong data-start=\"614\" data-end=\"625\">Revenue<\/strong><\/td>\r\n<td data-col-size=\"xl\" data-start=\"646\" data-end=\"702\">\u20b91,07,768 Crore (for FY25)<\/td>\r\n<\/tr>\r\n<tr data-start=\"703\" data-end=\"792\">\r\n<td data-start=\"703\" data-end=\"736\" data-col-size=\"sm\"><strong data-start=\"705\" data-end=\"728\">Number of Customers<\/strong><\/td>\r\n<td data-col-size=\"xl\" data-start=\"736\" data-end=\"792\">Over 157 Million<\/td>\r\n<\/tr>\r\n<tr data-start=\"793\" data-end=\"882\">\r\n<td data-start=\"793\" data-end=\"826\" data-col-size=\"sm\"><strong data-start=\"795\" data-end=\"817\">Number of Branches<\/strong><\/td>\r\n<td data-col-size=\"xl\" data-start=\"826\" data-end=\"882\">6,983<\/td>\r\n<\/tr>\r\n<tr data-start=\"883\" data-end=\"974\">\r\n<td data-start=\"883\" data-end=\"919\" data-col-size=\"sm\"><strong data-start=\"885\" data-end=\"918\">Number of ATMs\/Cash Recyclers<\/strong><\/td>\r\n<td data-col-size=\"xl\" data-start=\"919\" data-end=\"974\">16,285<\/td>\r\n<\/tr>\r\n<tr data-start=\"975\" data-end=\"1064\">\r\n<td data-start=\"975\" data-end=\"1008\" data-col-size=\"sm\"><strong data-start=\"977\" data-end=\"1006\">Net Interest Margin (NIM)<\/strong><\/td>\r\n<td data-col-size=\"xl\" data-start=\"1008\" data-end=\"1064\">4.32% (for FY25)<\/td>\r\n<\/tr>\r\n<tr data-start=\"1065\" data-end=\"1155\">\r\n<td data-start=\"1065\" data-end=\"1099\" data-col-size=\"sm\"><strong data-start=\"1067\" data-end=\"1080\">Gross NPA<\/strong><\/td>\r\n<td data-start=\"1099\" data-end=\"1155\" data-col-size=\"xl\">1.67% (as of March 31, 2025<\/td>\r\n<\/tr>\r\n<tr data-start=\"1156\" data-end=\"1246\">\r\n<td data-start=\"1156\" data-end=\"1190\" data-col-size=\"sm\"><strong data-start=\"1158\" data-end=\"1172\">CASA Ratio<\/strong><\/td>\r\n<td data-col-size=\"xl\" data-start=\"1190\" data-end=\"1246\">38.4% (average for Q4 FY25)<\/td>\r\n<\/tr>\r\n<tr data-start=\"1247\" data-end=\"1493\">\r\n<td data-start=\"1247\" data-end=\"1281\" data-col-size=\"sm\"><strong data-start=\"1249\" data-end=\"1269\">Services Offered<\/strong><\/td>\r\n<td data-col-size=\"xl\" data-start=\"1281\" data-end=\"1493\">Credit Cards, Savings Accounts, Family Wealth Account, Loans &amp; Insurance, Investment Management, Wealth Management, Foreign Exchange Services, Social Security Schemes, Demat Accounts, Debt Management Services<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n\r\n\r\n\r\n<p class=\"has-text-align-center\"><strong><em>Also Read: <a href=\"https:\/\/www.extrape.com\/blog\/business-ideas-in-punjab\/?utm_source=blog&amp;utm_medium=internallink&amp;utm_campaign=private_bank\">Top 7 Best Business Ideas In Punjab<\/a><\/em><\/strong><\/p>\r\n\r\n\r\n\r\n<h4 id=\"4-kotak-mahindra-bank-ltd\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_Kotak_Mahindra_Bank_Ltd\"><\/span><span style=\"color: #008080;\"><strong>4. Kotak Mahindra Bank Ltd<\/strong><\/span><span class=\"ez-toc-section-end\"><\/span><\/h4>\r\n\r\n\r\n<div class=\"wp-block-image\">\r\n<figure class=\"aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-4874\" src=\"https:\/\/ig.extrape.com\/images\/2023\/03\/24130740\/Kotak-Bank.jpg\" alt=\"Kotak Bank | private bank in india\" width=\"594\" height=\"177\" srcset=\"https:\/\/ep-blog.s3.ap-south-1.amazonaws.com\/images\/2023\/03\/24130740\/Kotak-Bank.jpg 594w, https:\/\/ep-blog.s3.ap-south-1.amazonaws.com\/images\/2023\/03\/24130740\/Kotak-Bank-300x89.jpg 300w, https:\/\/ep-blog.s3.ap-south-1.amazonaws.com\/images\/2023\/03\/24130740\/Kotak-Bank-150x45.jpg 150w\" sizes=\"auto, (max-width: 594px) 100vw, 594px\" \/><\/figure><\/div>\r\n\r\n\r\n<p>After acquiring ING Vysya Bank in 2015, it quickly became one of India&#8217;s most popular banks. It was founded in 1985 as Kotak Mahindra Finance Ltd, but later modified to Bank in 2003; it has gained tremendous prominence in private sector banks by providing amazing products.<\/p>\r\n\r\n\r\n\r\n<p>They got the license from RBI and became the first non-banking funding organization in India to transform into a bank. Kotak Mahindra Bank has over 2,148\u00a0 branches and 3,295\u00a0 ATMs across 744 locations. Financial planning, wealth management, financial services, insurance products, life insurance, and other services are available. Their headquarters are located in Mumbai.<\/p>\r\n<table class=\"w-fit min-w-(--thread-content-width)\" data-start=\"78\" data-end=\"3081\">\r\n<thead data-start=\"78\" data-end=\"258\">\r\n<tr data-start=\"78\" data-end=\"258\">\r\n<th data-start=\"78\" data-end=\"105\" data-col-size=\"sm\"><strong data-start=\"80\" data-end=\"94\">Attributes<\/strong><\/th>\r\n<th data-start=\"105\" data-end=\"258\" data-col-size=\"xl\"><strong data-start=\"107\" data-end=\"118\">Details<\/strong><\/th>\r\n<\/tr>\r\n<\/thead>\r\n<tbody data-start=\"441\" data-end=\"3081\">\r\n<tr data-start=\"441\" data-end=\"621\">\r\n<td data-start=\"441\" data-end=\"468\" data-col-size=\"sm\"><strong data-start=\"443\" data-end=\"454\">Founded<\/strong><\/td>\r\n<td data-start=\"468\" data-end=\"621\" data-col-size=\"xl\">21 November 1985<\/td>\r\n<\/tr>\r\n<tr data-start=\"622\" data-end=\"802\">\r\n<td data-start=\"622\" data-end=\"649\" data-col-size=\"sm\"><strong data-start=\"624\" data-end=\"640\">Headquarters<\/strong><\/td>\r\n<td data-col-size=\"xl\" data-start=\"649\" data-end=\"802\">Mumbai, Maharashtra<\/td>\r\n<\/tr>\r\n<tr data-start=\"803\" data-end=\"983\">\r\n<td data-start=\"803\" data-end=\"830\" data-col-size=\"sm\"><strong data-start=\"805\" data-end=\"820\">Chairperson<\/strong><\/td>\r\n<td data-col-size=\"xl\" data-start=\"830\" data-end=\"983\">Mr. Prakash Apte (Non-Executive Independent Chairman)<\/td>\r\n<\/tr>\r\n<tr data-start=\"984\" data-end=\"1164\">\r\n<td data-start=\"984\" data-end=\"1011\" data-col-size=\"sm\"><strong data-start=\"986\" data-end=\"1007\">Total Asset Value<\/strong><\/td>\r\n<td data-col-size=\"xl\" data-start=\"1011\" data-end=\"1164\">Consolidated Customer Assets: \u20b95,37,860 Crore (as of March 31, 2025) <br \/>Total Assets Under Management: \u20b96,69,885 Crore (as of March 31, 2025)<\/td>\r\n<\/tr>\r\n<tr data-start=\"1165\" data-end=\"1345\">\r\n<td data-start=\"1165\" data-end=\"1192\" data-col-size=\"sm\"><strong data-start=\"1167\" data-end=\"1178\">Revenue<\/strong><\/td>\r\n<td data-col-size=\"xl\" data-start=\"1192\" data-end=\"1345\">Net Interest Income (NII): \u20b928,342 Crore (for FY25)<\/td>\r\n<\/tr>\r\n<tr data-start=\"1346\" data-end=\"1526\">\r\n<td data-start=\"1346\" data-end=\"1373\" data-col-size=\"sm\"><strong data-start=\"1348\" data-end=\"1368\">Net Profit (PAT)<\/strong><\/td>\r\n<td data-col-size=\"xl\" data-start=\"1373\" data-end=\"1526\">Standalone: \u20b916,450 Crore (for FY25) <br \/>Consolidated: \u20b922,126 Crore (for FY25)<\/td>\r\n<\/tr>\r\n<tr data-start=\"1527\" data-end=\"1708\">\r\n<td data-start=\"1527\" data-end=\"1554\" data-col-size=\"sm\"><strong data-start=\"1529\" data-end=\"1552\">Net Interest Margin<\/strong><\/td>\r\n<td data-col-size=\"xl\" data-start=\"1554\" data-end=\"1708\">\u00a04.96% (FY25)<\/td>\r\n<\/tr>\r\n<tr data-start=\"1709\" data-end=\"1890\">\r\n<td data-start=\"1709\" data-end=\"1736\" data-col-size=\"sm\"><strong data-start=\"1711\" data-end=\"1724\">Gross NPA<\/strong><\/td>\r\n<td data-col-size=\"xl\" data-start=\"1736\" data-end=\"1890\">1.42%\u00a0<\/td>\r\n<\/tr>\r\n<tr data-start=\"1891\" data-end=\"2072\">\r\n<td data-start=\"1891\" data-end=\"1918\" data-col-size=\"sm\"><strong data-start=\"1893\" data-end=\"1907\">CASA Ratio<\/strong><\/td>\r\n<td data-col-size=\"xl\" data-start=\"1918\" data-end=\"2072\">43.0%\u00a0<\/td>\r\n<\/tr>\r\n<tr data-start=\"2073\" data-end=\"2254\">\r\n<td data-start=\"2073\" data-end=\"2100\" data-col-size=\"sm\"><strong data-start=\"2075\" data-end=\"2097\">Number of Branches<\/strong><\/td>\r\n<td data-start=\"2100\" data-end=\"2254\" data-col-size=\"xl\">2,148\u00a0<\/td>\r\n<\/tr>\r\n<tr data-start=\"2255\" data-end=\"2436\">\r\n<td data-start=\"2255\" data-end=\"2282\" data-col-size=\"sm\"><strong data-start=\"2257\" data-end=\"2275\">Number of ATMs<\/strong><\/td>\r\n<td data-col-size=\"xl\" data-start=\"2282\" data-end=\"2436\">3,295\u00a0<\/td>\r\n<\/tr>\r\n<tr data-start=\"2437\" data-end=\"2618\">\r\n<td data-start=\"2437\" data-end=\"2464\" data-col-size=\"sm\"><strong data-start=\"2439\" data-end=\"2456\">Customer Base<\/strong><\/td>\r\n<td data-start=\"2464\" data-end=\"2618\" data-col-size=\"xl\">Over 5.3 Crore (as of March 31, 2025)<\/td>\r\n<\/tr>\r\n<tr data-start=\"2619\" data-end=\"2799\">\r\n<td data-start=\"2619\" data-end=\"2646\" data-col-size=\"sm\"><strong data-start=\"2621\" data-end=\"2634\">Employees<\/strong><\/td>\r\n<td data-col-size=\"xl\" data-start=\"2646\" data-end=\"2799\">over 116,000 employees<\/td>\r\n<\/tr>\r\n<tr data-start=\"2800\" data-end=\"3081\">\r\n<td data-start=\"2800\" data-end=\"2827\" data-col-size=\"sm\"><strong data-start=\"2802\" data-end=\"2822\">Services Offered<\/strong><\/td>\r\n<td data-start=\"2827\" data-end=\"3081\" data-col-size=\"xl\">Credit Cards, Consumer Banking, Commercial Banking, Insurance, Loans &amp; Advances, Deposits, National Pension Scheme, Treasury Products, Overdraft Facilities, Kotak Realty Fund, Investment Banking, Investment Management, Stockbroking (Kotak Securities)<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n\r\n\r\n\r\n<h4 id=\"5-yes-bank\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_Yes_Bank\"><\/span><span style=\"color: #008080;\"><strong>5. Yes Bank<\/strong><\/span><span class=\"ez-toc-section-end\"><\/span><\/h4>\r\n\r\n\r\n<div class=\"wp-block-image\">\r\n<figure class=\"aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-4875\" src=\"https:\/\/ig.extrape.com\/images\/2023\/03\/24131018\/Yes-Bank.jpg\" alt=\"Yes Bank | private sector bank\" width=\"620\" height=\"109\" srcset=\"https:\/\/ep-blog.s3.ap-south-1.amazonaws.com\/images\/2023\/03\/24131018\/Yes-Bank.jpg 620w, https:\/\/ep-blog.s3.ap-south-1.amazonaws.com\/images\/2023\/03\/24131018\/Yes-Bank-300x53.jpg 300w, https:\/\/ep-blog.s3.ap-south-1.amazonaws.com\/images\/2023\/03\/24131018\/Yes-Bank-150x26.jpg 150w\" sizes=\"auto, (max-width: 620px) 100vw, 620px\" \/><\/figure><\/div>\r\n\r\n\r\n<p>It ranks among the fastest-growing Indian banks because it provides excellent customer service. It began in 2004, and ever since then, individuals have been striving diligently on the expedition to become the finest quality biggest bank in India. Now, they have become a &#8220;Full-Service Commercial Bank&#8221; so much that other banking institutions look up to it.<\/p>\r\n\r\n\r\n\r\n<p>The good thing about this financial institution is that it is extremely customer-centric and service-driven, and all these two qualities will assist it in transforming into one of India&#8217;s banking groups very soon. In addition, yes Bank provides various services and merchandise such as corporate finance, private equity, branch banking, etc.<\/p>\r\n<table>\r\n<thead>\r\n<tr>\r\n<th><strong>Attribute<\/strong><\/th>\r\n<th><strong>Details\u00a0<\/strong><\/th>\r\n<\/tr>\r\n<\/thead>\r\n<tbody>\r\n<tr>\r\n<td><strong>Founded<\/strong><\/td>\r\n<td>2004<\/td>\r\n<\/tr>\r\n<tr>\r\n<td><strong>Headquarters<\/strong><\/td>\r\n<td>Mumbai, Maharashtra, India<\/td>\r\n<\/tr>\r\n<tr>\r\n<td><strong>Chairperson (Non-Executive, Part-time)<\/strong><\/td>\r\n<td>Mr. R Gandhi<\/td>\r\n<\/tr>\r\n<tr>\r\n<td><strong>MD &amp; CEO<\/strong><\/td>\r\n<td>Mr. Prashant Kumar<\/td>\r\n<\/tr>\r\n<tr>\r\n<td><strong>Total Asset Value (Latest Available)<\/strong><\/td>\r\n<td>\u20b94.14 Lakh Crore (approx., based on FY24 data)<\/td>\r\n<\/tr>\r\n<tr>\r\n<td><strong>Revenue\u00a0<\/strong><\/td>\r\n<td>\u20b914,801 crore<\/td>\r\n<\/tr>\r\n<tr>\r\n<td><strong>Net Profit\u00a0<\/strong><\/td>\r\n<td>\u20b92,406 Crore\u00a0<\/td>\r\n<\/tr>\r\n<tr>\r\n<td><strong>CASA Ratio\u00a0<\/strong><\/td>\r\n<td>30.90%\u00a0<\/td>\r\n<\/tr>\r\n<tr>\r\n<td><strong>Gross NPA\u00a0<\/strong><\/td>\r\n<td>1.60%<\/td>\r\n<\/tr>\r\n<tr>\r\n<td><strong>Net Interest Margin (NIM)\u00a0<\/strong><\/td>\r\n<td>2.5%<\/td>\r\n<\/tr>\r\n<tr>\r\n<td><strong>Number of Branches (Approx.)<\/strong><\/td>\r\n<td>1,192<\/td>\r\n<\/tr>\r\n<tr>\r\n<td><strong>Number of ATMs &amp; Cash Recyclers (Approx.)<\/strong><\/td>\r\n<td>1,301+<\/td>\r\n<\/tr>\r\n<tr>\r\n<td><strong>Customer Base (Approx.)<\/strong><\/td>\r\n<td>Over 36 Million (as of March 2025)<\/td>\r\n<\/tr>\r\n<tr>\r\n<td><strong>Services Offered<\/strong><\/td>\r\n<td>&#8211; Retail Banking ,Corporate Banking , MSME Banking ,Investment Banking ,Transaction Banking , Treasury Services ,Wealth Management and more<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n\r\n\r\n\r\n<h4 id=\"6-induslnd-bank-ltd\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"6_Induslnd_Bank_Ltd\"><\/span><span style=\"color: #008080;\"><strong>6. Induslnd Bank Ltd<\/strong><\/span><span class=\"ez-toc-section-end\"><\/span><\/h4>\r\n\r\n\r\n<div class=\"wp-block-image\">\r\n<figure class=\"aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-4876\" src=\"https:\/\/ig.extrape.com\/images\/2023\/03\/24131149\/Induslnd-Bank.jpg\" alt=\"Induslnd Bank | private bank list\" width=\"537\" height=\"85\" srcset=\"https:\/\/ep-blog.s3.ap-south-1.amazonaws.com\/images\/2023\/03\/24131149\/Induslnd-Bank.jpg 537w, https:\/\/ep-blog.s3.ap-south-1.amazonaws.com\/images\/2023\/03\/24131149\/Induslnd-Bank-300x47.jpg 300w, https:\/\/ep-blog.s3.ap-south-1.amazonaws.com\/images\/2023\/03\/24131149\/Induslnd-Bank-150x24.jpg 150w\" sizes=\"auto, (max-width: 537px) 100vw, 537px\" \/><\/figure><\/div>\r\n\r\n\r\n<p>This is among the greatest private banks in India. They retained this title since they were influenced by the Indus Valley civilization, the world&#8217;s foremost ancient culture. Induslnd Bank offers excellent customer service and strives to guarantee that each service user is entirely satisfied.<\/p>\r\n\r\n\r\n\r\n<p>IndusInd Bank also has headquarters in international locations such as Abu Dhabi, Dubai, \u00a0and London. They serve over 8 crore clients and recruit more than 25,000 people.<\/p>\r\n<table class=\"w-fit min-w-(--thread-content-width)\" data-start=\"94\" data-end=\"2353\">\r\n<thead data-start=\"94\" data-end=\"213\">\r\n<tr data-start=\"94\" data-end=\"213\">\r\n<th data-start=\"94\" data-end=\"134\" data-col-size=\"sm\"><strong data-start=\"96\" data-end=\"109\">Attribute<\/strong><\/th>\r\n<th data-start=\"134\" data-end=\"213\" data-col-size=\"md\"><strong data-start=\"136\" data-end=\"147\">Details<\/strong><\/th>\r\n<\/tr>\r\n<\/thead>\r\n<tbody data-start=\"333\" data-end=\"2353\">\r\n<tr data-start=\"333\" data-end=\"451\">\r\n<td data-start=\"333\" data-end=\"372\" data-col-size=\"sm\"><strong data-start=\"335\" data-end=\"346\">Founded<\/strong><\/td>\r\n<td data-col-size=\"md\" data-start=\"372\" data-end=\"451\">1994<\/td>\r\n<\/tr>\r\n<tr data-start=\"452\" data-end=\"570\">\r\n<td data-start=\"452\" data-end=\"491\" data-col-size=\"sm\"><strong data-start=\"454\" data-end=\"470\">Headquarters<\/strong><\/td>\r\n<td data-start=\"491\" data-end=\"570\" data-col-size=\"md\">Mumbai, Maharashtra, India<\/td>\r\n<\/tr>\r\n<tr data-start=\"571\" data-end=\"689\">\r\n<td data-start=\"571\" data-end=\"610\" data-col-size=\"sm\"><strong data-start=\"573\" data-end=\"588\">Chairperson<\/strong><\/td>\r\n<td data-start=\"610\" data-end=\"689\" data-col-size=\"md\">Mr. Sunil Mehta<\/td>\r\n<\/tr>\r\n<tr data-start=\"690\" data-end=\"807\">\r\n<td data-start=\"690\" data-end=\"729\" data-col-size=\"sm\"><strong data-start=\"692\" data-end=\"704\">MD &amp; CEO<\/strong><\/td>\r\n<td data-col-size=\"md\" data-start=\"729\" data-end=\"807\">Likely Mr. Sumant Kathpalia (interim arrangement may be in place)<\/td>\r\n<\/tr>\r\n<tr data-start=\"808\" data-end=\"926\">\r\n<td data-start=\"808\" data-end=\"847\" data-col-size=\"sm\"><strong data-start=\"810\" data-end=\"837\">Total Advances (Mar&#8217;25)<\/strong><\/td>\r\n<td data-col-size=\"md\" data-start=\"847\" data-end=\"926\">\u20b93.47 Lakh Crore<\/td>\r\n<\/tr>\r\n<tr data-start=\"927\" data-end=\"1045\">\r\n<td data-start=\"927\" data-end=\"966\" data-col-size=\"sm\"><strong data-start=\"929\" data-end=\"956\">Total Deposits (Mar&#8217;25)<\/strong><\/td>\r\n<td data-col-size=\"md\" data-start=\"966\" data-end=\"1045\">\u20b94.11 Lakh Crore<\/td>\r\n<\/tr>\r\n<tr data-start=\"1046\" data-end=\"1164\">\r\n<td data-start=\"1046\" data-end=\"1085\" data-col-size=\"sm\"><strong data-start=\"1048\" data-end=\"1069\">Revenue (Q3 FY25)<\/strong><\/td>\r\n<td data-col-size=\"md\" data-start=\"1085\" data-end=\"1164\">\u20b97,583 Crore<\/td>\r\n<\/tr>\r\n<tr data-start=\"1165\" data-end=\"1283\">\r\n<td data-start=\"1165\" data-end=\"1204\" data-col-size=\"sm\"><strong data-start=\"1167\" data-end=\"1200\">Net Interest Income (Q3 FY25)<\/strong><\/td>\r\n<td data-col-size=\"md\" data-start=\"1204\" data-end=\"1283\">\u20b95,228 Crore<\/td>\r\n<\/tr>\r\n<tr data-start=\"1284\" data-end=\"1402\">\r\n<td data-start=\"1284\" data-end=\"1323\" data-col-size=\"sm\"><strong data-start=\"1286\" data-end=\"1310\">Net Profit (Q3 FY25)<\/strong><\/td>\r\n<td data-col-size=\"md\" data-start=\"1323\" data-end=\"1402\">\u20b91,402 Crore<\/td>\r\n<\/tr>\r\n<tr data-start=\"1403\" data-end=\"1521\">\r\n<td data-start=\"1403\" data-end=\"1442\" data-col-size=\"sm\"><strong data-start=\"1405\" data-end=\"1438\">Net Interest Margin (Q3 FY25)<\/strong><\/td>\r\n<td data-col-size=\"md\" data-start=\"1442\" data-end=\"1521\">3.93%<\/td>\r\n<\/tr>\r\n<tr data-start=\"1522\" data-end=\"1640\">\r\n<td data-start=\"1522\" data-end=\"1561\" data-col-size=\"sm\"><strong data-start=\"1524\" data-end=\"1547\">Gross NPA (Q3 FY25)<\/strong><\/td>\r\n<td data-col-size=\"md\" data-start=\"1561\" data-end=\"1640\">2.25% (as of Dec 31, 2024)<\/td>\r\n<\/tr>\r\n<tr data-start=\"1641\" data-end=\"1759\">\r\n<td data-start=\"1641\" data-end=\"1680\" data-col-size=\"sm\"><strong data-start=\"1643\" data-end=\"1666\">CASA Ratio (Mar&#8217;25)<\/strong><\/td>\r\n<td data-col-size=\"md\" data-start=\"1680\" data-end=\"1759\">32.8%<\/td>\r\n<\/tr>\r\n<tr data-start=\"1760\" data-end=\"1878\">\r\n<td data-start=\"1760\" data-end=\"1799\" data-col-size=\"sm\"><strong data-start=\"1762\" data-end=\"1799\">Liquidity Coverage Ratio (Mar&#8217;25)<\/strong><\/td>\r\n<td data-col-size=\"md\" data-start=\"1799\" data-end=\"1878\">136.2%<\/td>\r\n<\/tr>\r\n<tr data-start=\"1879\" data-end=\"1997\">\r\n<td data-start=\"1879\" data-end=\"1918\" data-col-size=\"sm\"><strong data-start=\"1881\" data-end=\"1914\">Number of Customers (Q3 FY25)<\/strong><\/td>\r\n<td data-col-size=\"md\" data-start=\"1918\" data-end=\"1997\">42 Million+<\/td>\r\n<\/tr>\r\n<tr data-start=\"1998\" data-end=\"2116\">\r\n<td data-start=\"1998\" data-end=\"2037\" data-col-size=\"sm\"><strong data-start=\"2000\" data-end=\"2032\">Number of Branches (Approx.)<\/strong><\/td>\r\n<td data-col-size=\"md\" data-start=\"2037\" data-end=\"2116\">2,728<\/td>\r\n<\/tr>\r\n<tr data-start=\"2117\" data-end=\"2235\">\r\n<td data-start=\"2117\" data-end=\"2156\" data-col-size=\"sm\"><strong data-start=\"2119\" data-end=\"2147\">Number of ATMs (Approx.)<\/strong><\/td>\r\n<td data-col-size=\"md\" data-start=\"2156\" data-end=\"2235\">2,939<\/td>\r\n<\/tr>\r\n<tr data-start=\"2236\" data-end=\"2353\">\r\n<td data-start=\"2236\" data-end=\"2275\" data-col-size=\"sm\"><strong data-start=\"2238\" data-end=\"2258\">Services Offered<\/strong><\/td>\r\n<td data-start=\"2275\" data-end=\"2353\" data-col-size=\"md\">Personal &amp; Corporate Banking, NRI Banking, Forex Services, Loans &amp; Deposits, Merchant Acquisition Products, Tax Payments, High-net-worth Individual Banking, Microfinance, Insurance, and Investment Banking.<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n\r\n\r\n\r\n<h4 id=\"7-federal-bank-list-of-private-banks-in-india\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"7_Federal_Bank_%E2%80%93_List_of_Private_Banks_in_India\"><\/span><span style=\"color: #008080;\"><strong>7. Federal Bank &#8211; List of Private Banks in India<\/strong><\/span><span class=\"ez-toc-section-end\"><\/span><\/h4>\r\n\r\n\r\n<div class=\"wp-block-image\">\r\n<figure class=\"aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-4877\" src=\"https:\/\/ig.extrape.com\/images\/2023\/03\/24131620\/Federal-Bank.jpg\" alt=\"Federal Bank | best banks in india\" width=\"535\" height=\"156\" srcset=\"https:\/\/ep-blog.s3.ap-south-1.amazonaws.com\/images\/2023\/03\/24131620\/Federal-Bank.jpg 535w, https:\/\/ep-blog.s3.ap-south-1.amazonaws.com\/images\/2023\/03\/24131620\/Federal-Bank-300x87.jpg 300w, https:\/\/ep-blog.s3.ap-south-1.amazonaws.com\/images\/2023\/03\/24131620\/Federal-Bank-150x44.jpg 150w\" sizes=\"auto, (max-width: 535px) 100vw, 535px\" \/><\/figure><\/div>\r\n\r\n\r\n<p>They have an intriguing tagline that perfectly describes their services: &#8220;A perfect banking partner.&#8221; They provide customers with the most cost-effective and comfortable banking solutions available. It was among the 1st traditional banks in India, which thus decided to make all its branches computerized as soon as internet technology started. They began operations in 1931 as Travancore Federal Banks and later switched to Federal Banks, which is now one of the leading private sector banks in India, which is now considered one of the best banks in India and a leading name among private sector banks.<\/p>\r\n<div>\r\n<table width=\"601\">\r\n<tbody>\r\n<tr>\r\n<td>\r\n<p><strong>Attributes<\/strong><\/p>\r\n<\/td>\r\n<td>\r\n<p><strong>Details\u00a0<\/strong><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p>Founded<\/p>\r\n<\/td>\r\n<td>\r\n<p>23 April, 1931<\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p>Headquarters<\/p>\r\n<\/td>\r\n<td>\r\n<p>Aluva, Kerala<\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p>Chairperson<\/p>\r\n<\/td>\r\n<td>\r\n<p>Mr. Abhaya Prasad Hota<\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p>Total Asset Value (FY25)<\/p>\r\n<\/td>\r\n<td>\r\n<p>\u20b92,83,647.47 Crore<\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p>Revenue (FY25)<\/p>\r\n<\/td>\r\n<td>\r\n<p>\u20b930,166.50 Crore<\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p>Net Interest Margin (NIM) (Q4 FY25)<\/p>\r\n<\/td>\r\n<td>\r\n<p>3.12%<\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p>Gross NPA (Mar&#8217;25)<\/p>\r\n<\/td>\r\n<td>\r\n<p>1.84%<\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p>CASA Ratio (Mar&#8217;25)<\/p>\r\n<\/td>\r\n<td>\r\n<p>30.23%<\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p>Market Share (as of FY23)<\/p>\r\n<\/td>\r\n<td>\r\n<p>1.13%<\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p>Number of Branches (Mar&#8217;25)<\/p>\r\n<\/td>\r\n<td>\r\n<p>1,589+<\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p>Number of ATMs\/Cash Recyclers (Mar&#8217;25)<\/p>\r\n<\/td>\r\n<td>\r\n<p>2,080+<\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\r\n<p>Services Offered<\/p>\r\n<\/td>\r\n<td>\r\n<p>depository services, personal banking, insurance, internet banking, mobile banking, NRI banking, online bill payment and fee collection, <a href=\"https:\/\/www.extrape.com\/blog\/things-to-know-before-investing-mutual-funds\/\" data-wpil-monitor-id=\"732\">mutual fund<\/a> products, and insurance schemes.<\/p>\r\n<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n<\/div>\r\n\r\n\r\n\r\n<h4><a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.extrape.app&amp;referrer=utm_source%3Dblog%26utm_medium%3Dgif%26utm_campaign%3Dtopgif%26anid%3Dadmob\" rel=\"nofollow noopener\" target=\"_blank\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-13928\" src=\"https:\/\/ig.extrape.com\/images\/2025\/10\/08155836\/Artboard-1y.png\" alt=\"ExtraPe - Affiliate Marketing App\" width=\"1280\" height=\"716\" srcset=\"https:\/\/ep-blog.s3.ap-south-1.amazonaws.com\/images\/2025\/10\/08155836\/Artboard-1y.png 1280w, https:\/\/ep-blog.s3.ap-south-1.amazonaws.com\/images\/2025\/10\/08155836\/Artboard-1y-300x168.png 300w, https:\/\/ep-blog.s3.ap-south-1.amazonaws.com\/images\/2025\/10\/08155836\/Artboard-1y-1024x573.png 1024w, https:\/\/ep-blog.s3.ap-south-1.amazonaws.com\/images\/2025\/10\/08155836\/Artboard-1y-768x430.png 768w\" sizes=\"auto, (max-width: 1280px) 100vw, 1280px\" \/><\/a><\/h4>\r\n<h4><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><span style=\"color: #008080;\">Conclusion<\/span><span class=\"ez-toc-section-end\"><\/span><\/h4>\r\n<p>The Indian private banking sector has rapidly evolved, creating modern, efficient, and customer-friendly propositions. These 7 private banks have distinguished themselves based on innovation, trust, and the sheer strength of their financial performance. If it&#8217;s personal banking or business solutions or digital convenience that you have in mind, these banks have offerings worth considering.<\/p>\r\n","protected":false},"excerpt":{"rendered":"<p>Banks are the safest option to save your money. It also plays an important role in economic development by allocating your funds to different resources. However, Indian banks are organized into different sub-groups, and each of these groups is distinct business sectors, working styles, and barriers. In addition, these banks are regulated by the Reserve [&hellip;]<\/p>\n","protected":false},"author":15,"featured_media":4930,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[17],"tags":[],"class_list":["post-567","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blogging"],"_links":{"self":[{"href":"https:\/\/www.extrape.com\/blog\/wp-json\/wp\/v2\/posts\/567","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.extrape.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.extrape.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.extrape.com\/blog\/wp-json\/wp\/v2\/users\/15"}],"replies":[{"embeddable":true,"href":"https:\/\/www.extrape.com\/blog\/wp-json\/wp\/v2\/comments?post=567"}],"version-history":[{"count":22,"href":"https:\/\/www.extrape.com\/blog\/wp-json\/wp\/v2\/posts\/567\/revisions"}],"predecessor-version":[{"id":14037,"href":"https:\/\/www.extrape.com\/blog\/wp-json\/wp\/v2\/posts\/567\/revisions\/14037"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.extrape.com\/blog\/wp-json\/wp\/v2\/media\/4930"}],"wp:attachment":[{"href":"https:\/\/www.extrape.com\/blog\/wp-json\/wp\/v2\/media?parent=567"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.extrape.com\/blog\/wp-json\/wp\/v2\/categories?post=567"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.extrape.com\/blog\/wp-json\/wp\/v2\/tags?post=567"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}